Fulfilling the American Dream,
One Home at a Time!
- VA
- CONVENTIONAL
- FHA
- USDA
How We Define “Heroes”
- Our heroes are veterans.
- Our heroes are first responders.
- Our heroes are teachers.
- Our heroes are EMTs.
- Our heroes are civil servants.
Our heroes are the people who have sacrificed their time and safety to make the world a better place for the rest of us. It is our pleasure to honor your service. It is our pleasure to give you a hero’s welcome home.
How We Help Heroes
We believe our heroes deserve homes. We will guide you through all of your loan and mortgage options, including:
Conventional Mortgages
VA
Loans
FHA
Loans
Our goal is to get you home–while saving you time and money.
How We Help Veterans
Our veteran heroes have a unique benefit available to them: the VA Home Loan. If you are a military veteran dreaming of homeownership, a VA Loan is one of the most powerful tools to make that dream a reality.
VA Home
Loans
VA Home loans are designed to help veterans, active-duty service members, and eligible surviving spouses. The VA Home Loan program, backed by the U.S. Department of Veterans Affairs, offers several advantages that set it apart from traditional mortgage options.
Zero
Down Payment
One of the most significant advantages of the VA Home Loan is the ability to purchase a home with no down payment. This opens doors to homeownership that may have seemed out of reach with conventional loans.
Lower
Interest Rates
VA loans often come with competitive interest rates, saving you money over the life of your loan compared to other financing options. This financial benefit can make a substantial difference in your monthly mortgage payments.
No Private Mortgage Insurance (PMI)
Unlike many conventional loans, VA loans do not require private mortgage insurance. This further reduces your monthly expenses, making homeownership more affordable.
Flexible Credit Requirements
The VA is understanding of the unique financial situations military personnel may face. While a good credit history is always beneficial, VA loans tend to have more flexible credit requirements compared to traditional mortgages.
Streamlined Refinancing Options
If you already have a VA loan, you can take advantage of streamlined refinancing options, known as the Interest Rate Reduction Refinance Loan (IRRRL). This process allows you to refinance with minimal paperwork and lower interest rates.
The VA Loan Application Process
Obtain Your Certificate of Eligibility (COE)
Start by obtaining your Certificate of Eligibility to confirm your eligibility for a VA loan. This document is crucial for lenders to verify your military service.
Choose a VA-
Approved Lender
Work with a lender experienced in VA loans to ensure a smooth and efficient process. They will guide you through the application and approval steps.
Explore Your
Home Options
With pre-approval in hand, start exploring homes within your budget. Remember, VA loans can be used for various property types, including single-family homes, condominiums, and more.
Submit
Your Offer
Once you find the perfect home, submit your offer. Your lender will work with you to finalize the loan details and move toward closing.
Why Heroes Choose Us
Exclusive Veteran Savings
We have all of the tools and the expertise to get you the best deal on your new home.
Certified Housing Professionals
Our experts will guide you through every step of the process, so you can purchase with confidence.
Supporting Your Journey Home
You’ll never have to navigate your home-buying journey alone. We’re here to help each step of the way.
Why Heroes Choose Us
Thank you for your service and for making me homeowner."
I was prepared and set up for success of homeownership."
Help Our Heroes
Partner with us to support military personnel, veterans, and their families. Select the program you would like to donate to.
Ready to Secure
Your Homefront?
Let’s Honor Your Service with the Home You Deserve
